Times to Not Use a Credit Card
Although it’s tempting, using a credit card shouldn’t be your default action for all types of payments. Here are a few times when you should opt towards not using the plastic. Large purchases. Taking on a big purchase is scary,…
Credit Card Facts to Blow Your Mind
There’s a lot of myths behind credit cards, and even around credit scores. Perhaps it’s because, when something feels daunting and overwhelming, many of us feel like we’re unable to take in any more information about that sort of topic….
Landing Your First Credit Card
Getting a first credit card can be really difficult, especially because it’s not exactly easy to build credit. Once you do land that first card, you need to make purchases that you can easily pay off right away so your…
Redeeming Flight Points on Capital One Venture Card
One of the big reasons for getting a Capital One Venture card is for redeeming travel points. And luckily, Capital One makes it quite easy to do so. If you go to your Capital One account, you can find how…
Understanding Loans: Secured Versus Unsecured
If you’re taking out a loan, you may need to choose between secured and unsecured. Of course, you’ll need to understand what each means for your finances – and for your ability to qualify. Read on for an explanation from…
Understanding The Consequences Of Student Loan Default
So, you missed a student loan payment – no big deal, right? Actually, it could quickly become a very big deal, with consequences for your financial health for years to come. Read on to learn how your finances are impacted…
Six Benefits Of Credit Union Auto Loans
A credit union may not be the first type of lender you think about when you’re looking to get an auto loan, but there are more than five thousand federally-insured credit unions operating in the United States, and more than…
The Skinny On Credit Repair Companies
Your credit score is the pulse of your financial health, and it’s important to detect and repair any errors that may appear in your credit report. While this is possible to do solo, credit repair companies can provide convenient services,…
Improve Your Credit Score With These Seven Steps
Working to improve your credit score can be intimidating, but it doesn’t have to be an uphill battle. By taking a few simple steps, you can be on the path to better credit… and quickly! Educate yourself today so you…
What Really Affects Your FICO Score?
Ever wonder how your credit score is calculated? Although many companies are can gather your credit history and produce your credit score, there one major kind of credit score most lenders refer and that’s your FICO score. FICO scores range…